UPDATE

Bank of America has forced MBNA to be on my Shitlist. I am not sure if it is karma. (But, I have been a good person since the accident) But yet, MBNA has fucked up financially and they wont do anything but say “Sorry”

Not only did they not disclose their 3 percent fee everything they paidoff an account. They simply say. It is in our Terms of Service. A terms of service that I received after I was approved for the loan and the balance transfer began.

FUK FUK FUK.

What cause this issue was not the Credit Protect infact they were even nice and refund me the service fee since I originally declined.

Blah.